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New Jersey Workers Compensation Attorney

Workers Compensation Attorney

Workers’ Compensation Case Factors

Workers’ compensation cases revolve around workplace injuries or occupational illnesses that employees suffer while performing their job duties. Workers’ compensation is a form of insurance provided by employers to compensate employees for medical expenses, lost wages, and rehabilitation costs resulting from work-related injuries. These cases are designed to protect both employees and employers by offering financial support to injured workers while limiting liability for employers.

Process of Filing a Workers’ Compensation Claim

When an employee is injured on the job or develops a work-related illness, they must notify their employer promptly. Each state has specific deadlines for reporting workplace injuries, so it’s essential to adhere to the required timeframe. The employer will then provide the injured employee with the necessary paperwork to file a workers’ compensation claim.

Eligibility for Workers’ Compensation

To be eligible for workers’ compensation benefits, the injury or illness must be work-related, meaning it occurred while the employee was performing their job duties. Workers’ compensation generally covers injuries from accidents, such as slips and falls, as well as occupational illnesses resulting from exposure to hazardous substances over time. In some cases, pre-existing conditions that are exacerbated by work activities may also be covered.

Benefits of Workers’ Compensation

Workers’ compensation benefits vary depending on the severity of the injury or illness and the laws in the state where the claim is filed. Common benefits include:

  • Medical expenses: Workers’ compensation covers the cost of necessary medical treatment related to the work injury or illness. This includes doctor visits, hospitalization, prescription medications, physical therapy, and medical supplies.
  •  Wage replacement: If the employee is unable to work due to an injury or illness, workers’ compensation provides wage replacement benefits. These benefits typically amount to a percentage of the employee’s average weekly wage.
  • Rehabilitation: Workers’ compensation may cover vocational rehabilitation and job training for employees who cannot return to their previous job due to the injury.
  • Disability benefits: Depending on the extent of the injury and its impact on the employee’s ability to work, workers’ compensation may provide temporary or permanent disability benefits.

Challenging a Workers’ Compensation Claim

In some cases, the employer’s insurance company may deny a workers’ compensation claim. This denial can occur for various reasons, such as disputes over the cause of the injury, whether the injury occurred while on the job, or concerns about the validity of the claim. In such situations, the injured employee has the right to challenge the denial through an appeals process. This often involves providing additional evidence and documentation to support the claim.

Exclusive Remedy

Workers’ compensation is often referred to as an “exclusive remedy” because it generally prevents employees from suing their employers for additional damages related to the work injury. In exchange for providing workers’ compensation benefits, employers are generally protected from most personal injury lawsuits arising from workplace accidents. However, there may be exceptions to this rule, such as instances of intentional harm or gross negligence by the employer.

Importance of Legal Representation

Navigating the workers’ compensation process can be complex, and insurance companies may attempt to minimize the benefits paid to the injured employee. In some cases, employers may dispute the severity of the injury or the work-relatedness of the condition. In these situations, seeking legal representation from an experienced workers’ compensation attorney can be invaluable. A knowledgeable attorney can advocate for the injured worker, ensure that their rights are protected, and help them obtain the maximum benefits they are entitled to under the law.

If you have suffered a job-related injury, contact an experienced workers’ compensation attorney to find out what your legal options may be.Thank you to our friends at Rispoli & Borneo P.C. for their insight into work injury cases.